insurance claim

Tips for weathering the insurance claim.

With so many of our neighbors affected by the recent storms, we wanted share a few tips for making an insurance claim and selecting a roofing contractor easier.

Inspect & Protect

Contact a respected, local roofing contractor for a free roof inspection, this important step will help you determine if your roof and gutters are damaged to the point where you will want to file an insurance claim. If your roof is found to be leaking, have it covered to prevent further damage, this mitigation is frequently covered by insurance.

Contact Roofing Companies

Before allowing the anyone on the roof, make it clear that absolutely no repairs are to be made at this time. Be attentive, watch and listen while the contractor is onsite, you should observe what is checked and ensure no fraudulent or destructive activity is taking place.

As the contractors are going over their estimates with you, be sure to take notes, ask questions, review photos and insist that any verbal promises are detailed in the contract.

Selecting a Contractor

As part of the selection process you will want to carefully review all the information.

• Carefully review the estimates against your notes and read the small print
• Check the contractor’s references
• Verify state/city licenses and liability insurance
• Confirm the company is local and has a physical address
• Make certain there an Insurance specialist on staff

Once confident in your selection, you can sign the roofing contract.